Compliance Analyst - Financial Crime

Mangopay is a wallet-based payment infrastructure built specifically for organisations with complex, multi-party fund flows. A pioneer in multi-party payments.

Our solution optimises fund flows on behalf of the organisations we work with using wallets as programmable, composable building blocks.

Mangopay’s regulated platform collects payments, secures transactions and holds funds, splits money between the various parties in the funds flow, and ultimately manages the payout to service providers, sellers, and consumers.

Platforms and fintechs using Mangopay regain control and transparency over multi-party payment flows, generate additional revenue, and improve operational efficiency. They can stay compliant while innovating and scaling.

Job Description

As a member of the Compliance Operations team, you will support and show expertise through acquired skills within the team.

Your main missions will be: this role involves detecting and mitigating financial crime risks in a compliance-driven environment.

Daily tasks of the Financial Crime team

• Manage Sanctions & PEPs: handle investigations related to Sanctions, PEPs, Adverse Media, serious financial crimes and Counter Terrorism Financing.

• Investigate Financial Crimes: identify and analyse fraud, money laundering, and other financial crimes on the platform.

• Process Improvements: support the enhancement of internal investigative processes and projects.

• Reporting: provide findings to the Financial Crime Manager and Compliance Officer.

• KYC/EDD: conduct KYC and Enhanced Due Diligence checks on flagged individuals or entities.

Management of Transactional Alerts

• Manage transaction alerts: oversee the handling and resolution of transactional alerts in compliance with internal and regulatory requirements.

• Ensure compliance: ensure all processes adhere to AML-CTF legislation and internal policies.

• Monitor Suspicious Activity: conduct ongoing monitoring of suspicious transactions and activities.

• Alerts queue management: allocate alert workloads efficiently to the Financial Crime team to ensure no backlog is building up

• Escalate complex cases: escalate high-profile or complex alerts to senior team members and Authorised management.

Systems Evolution

• Contribute to Projects defining Financial Crime specification for new systems of current systems evolution.

• Working as a team to test new systems and tools fighting Financial Crime

• Perform quality assurance checks and support Compliance reviews

Diverse Request Handling (Internal & External)

• Manage the treatment of queries in relation to specific transactions / Clients, from Partner Banks, Platforms, Internal Departments etc.

• Ensure timeliness and quality of answers provided.

• Manage treatment of other ad-hoc requests, as needed

Regulatory requests

• Carry out investigation as appropriate in case of regulatory requests, document findings. Coordinate with other departments (Finance, Fraud, Support) as required.

• Support investigations to routine requests from Law Enforcement and other authorities, in coordination with Compliance and Legal.

Who You Are:

• You have a first successful experience as a Financial Crime Analyst with at least 2-3 years of professional experience, preferably in the payments/acquisition business.

• Fluency in English is mandatory for this position.

• Proficiency in additional languages, especially French, is a distinguished advantage.

• You are passionate about combating Financial Crime and eager to contribute to a fast-growing, fast-paced Fintech environment.
  

Additional information

• HR call

• Interview with Financial Crime Lead

• Interview with Head of Compliance