Master Thesis - Open Banking & Credit Risk: Turning Financial Data into Credit Decisions

In a perfect world there would be no credit. All credit is bad by nature and you do well in avoiding it as much as you can. In a perfect world, they and the companies that provide them wouldn't exist. We wouldn't either. But we don't live in a perfect world. From time to time, we all need a helping hand to make ends meet and to make dreams become a reality.

From time to time, we all need a life-happens credit buffer.

Just make sure it's a fair one.

Who are we?

Fairlo is a fintech company active in Sweden and in the UK with the ambition to help people get access to sustainable finances. Our competitive edge comes from our mission for transparency and flexibility towards the client as well as our inhouse built credit decision engine.

What would I work on?

We are now offering an opportunity to write your master thesis with us during the spring semester of 2027. The thesis will be conducted together with the Credit Risk & Data department but will span across the entire organization. You will have the opportunity to work with real-world financial data, experiment with different modelling approaches, and translate your findings into practical improvements in credit scoring.

Language: English
Office location: Stockholm
Deadline for application: 2026-12-14